PRE-QUALIFICATION or PRE-APPROVAL
We can issue a “Pre-qualification letter” once we receive your completed application.
For us to issue a “Pre-approval letter” you must submit all the documents listed on the application and a copy of your credit report with FICO scores. There are several ways to get these, but they must be FICO. We could pull credit scores for you, but the additional inquiry may lower your score. So we have you pull it initially, then it only needs to be pulled once for the actual loan.