Apply for a Rental Loan


Here are the four forms you need to apply and get your hard money loan started. Rental loans start here too. Rentals will require additional info. Contact Us with any questions.

Broker Agreement and disclosure In short, we’re working for you, and we get paid for getting you approved and funded.

Rental Loan Application This gives us the basic information we need to get you matched up with the best loan. It also summarizes what to expect from the process, and lists the docs you will need to submit. Depending on the best lender for you, additional items may be required.

Personal Financial Statement This gives us direct summary of your net worth, investments, assets and liabilities.

Rent Roll Even if this is your first property, complete this form.


We can issue a “Pre-qualification letter” once we receive your completed application.

For us to issue a “Pre-approval letter” I will need all the documents listed on the application and a copy of your credit report with FICO scores. There are several ways to get your credit score, but it must be a FICO score. We could pull credit scores for you, but the additional inquiry may lower your score. So we have you pull it, then the final lender will do their own pull.

Common Questions:

There are usually 1 1/2 total points ($1,500). That includes the broker AND the lender origination fee. Points will vary according to the specifics of the property, borrower, and other factors.

The rest of the closing costs will be typical pass through costs, Closing, Title Co, etc.

A rental loan usually takes 6-8 weeks to complete from the time we have a complete application with supporting documentation. The next ones are faster. Yes, I know it seems like a long time. They’ve been done in as little as 3 weeks, but that’s unusual, and you can’t plan on that. 1-4 unit properties are faster, and usually close in 4-5 weeks.